Results received from this calculator are designed for comparative and illustrative purposes only, and accuracy is not guaranteed. Smartfi Home Loans, LLC, does not guarantee the accuracy of any information or inputs provided by users of the software. Qualification for loan programs may require additional information such as credit scores and cash reserves, which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Smartfi^® does not guarantee any of the information obtained by this calculator.